Qualification details

ICM Level 3 Diploma in Credit Management (QCF)

Qualification summary

The ICM Level 3 Diploma in Credit Management is a benchmark qualification for the credit industry developed by the largest professional body for credit management in Europe, the Institute of Credit Management (ICM). The Diploma gives a general introduction to all aspects of the credit management function, whilst providing the opportunity to develop knowledge, skills and competency in a range of credit management related areas, e.g. telephone collections, negotiation and influencing, cash collections and customer relations. The core credit management unit covers basic principles, processes and techniques in credit management including the role of credit management, credit policy, risk assessment and control, customer service, telephone collections and debt recovery.
There are seven flexible ways in which to study, ranging from one day seminars and evening classes to correspondence courses and online learning.
Holders of the qualification are well prepared for supervisory or first line management roles in credit management related areas and are eligible for Associate Membership of the Institute of Credit Management for which the designatory letters AICM are awarded.

Qualification details

500/5329/2
3
QCF - QCF Qualification
Accreditation start date:
01/09/2008
Operational start date in centres:
01/09/2008
Accreditation end date:
31/08/2010
Certification end date:
31/08/2013
For information on the approval of qualifications for funding in England, Wales and Northern Ireland, see the links to DCSF, DIUS, DCELLS, DELNI and DENI below.

When undertaking a qualification that does not appear on the governments' lists as eligible for funding for specific age ranges, users must be aware of legal requirements. Not all qualifications are suitable for all age ranges.
For further information on 14-19 qualifications offered in England, please refer to the DCSF Section 96 website.

For further information on 19+ qualifications offered in England, please refer to the DIUS Section 97 website.
For further information on Wales, visit the DCELLS website.
For further information on Northern Ireland, visit the DELNI and DENI websites.
Czech Republic - Malta - Scotland - India - China
English
There are numerous progression routes from this qualification into more senior or specialised credit roles and more general management posts. The Diploma provides access to the ICM Level 4 and 5 Diplomas in Credit Management or the second year of the Foundation Degree in Credit Management at Thames Valley University (exemptions are awarded for the main ICM principles units). All programmes can be studied while working full-time.
Accounting Technician
Accounts/Finance Clerk
Bailiff
Bank/Building Society Customer Adviser
Credit Analyst
Credit Manager
Customer Service Assistant/Manager
Debt Collector
Debt Counsellor
Insurance Broker
Insurance Business Development Manager
Insurance Claims Settler/Manager
Insurance Technician
Insurance Underwriter
Local Government Customer Services Officer
Local Government Revenues Officer
B. Prepare for further learning or training and/or develop knowledge and/or skills in a subject area
B2. Develop knowledge and/or skills in a subject area
B1. Prepare for further learning or training
  • 15 Business, Administration and Law
    • 15.1  Accounting and Finance
37
22
184-200
Pass
E-assessment
Portfolio of Evidence
Practical Demonstration / Assignment
Written Examination
None
Exemptions are awarded from ICM units if the candidate has passed a unit with the similar content at the same level or above. Contact ICM Education for more information.
No
To achieve the ICM Level 3 Diploma in Credit Management (QCF) learners need to accumulate at least 37 credits from unit groups A and 0 with the following rules of combination:

Minimum 9 credits from Mandatory Group A (maximum of 19 credits).
Minimum 28 credits from Mandatory Group 0.
Maximum 15 credits from Optional Group C.


Only one unit from each sub-group, e.g. one unit from sub-group A1 and one unit from sub-group B1.

Up to 15 credits from the level below, i.e. maximum 15 credits from Level 2 for the ICM L3 Diploma.
  • S  -  Structure (Mandatory)
    The ICM Diploma in Credit Management contains 3 groups:
    Mandatory Group A
    Mandatory Group O
    Optional Group C

    Credit Value required: Minimum 37.
    Sub-components required: Minimum 2, Maximum 2.
    • A  -  Mandatory Group A
      Group A is mandatory and contains optional subgroups A1 - A5 of credit management principles units. Select at least 9 credits (maximum 19 credits) from this group.
      Credit Value required: Minimum 9, Maximum 19.
      Sub-components required: Minimum 1, Maximum 2.
      • L/502/2781 - Trade Credit Insurance
      • 18 -  Optional Group: L2 & L3 General Money and Debt Advice Principles unit
        Learners can include only one unit from this group.
        Credit Value required: Minimum 3, Maximum 3.
        Sub-components required: Minimum 1, Maximum 1.
        • F/600/9214 - General Money and Debt Advice Principles
        • L/600/9216 - General Money and Debt Advice Principles
      • 19 -  Optional unit: L2 & L3 General Money and Debt Advice Practice
        Learners can include only one unit from this group.
        Credit Value required: Minimum 4, Maximum 4.
        Sub-components required: Minimum 1, Maximum 1.
        • D/600/9219 - General Money and Debt Advice Practice
        • K/600/9224 - General Money and Debt Advice Practice
      • 20 -  Optional Group: L2 & L3 Debt Prioritisation and Collections Process Advice Principles
        Learners can include only one unit from this group.
        Credit Value required: Minimum 3, Maximum 3.
        Sub-components required: Minimum 1, Maximum 1.
        • F/600/9228 - Debt Prioritisation and Collections Process Advice Principles
        • T/600/9226 - Debt Prioritisation and Collections Process Advice Principles
      • 21 -  Optional Group: L2 & L3 Debt Prioritisation and Collections Process Advice Practice
        Learners can include only one unit from this group.
        Credit Value required: Minimum 3, Maximum 3.
        Sub-components required: Minimum 1, Maximum 1.
        • L/600/9278 - Debt Prioritisation and Collections Process Advice Practice
        • R/600/9279 - Debt Prioritisation and Collections Process Advice Practice
      • 22 -  Optional Group: L2 & L3 County Court Procedures and Enforcement Principles
        Learners can include only one unit from this group
        Credit Value required: Minimum 4, Maximum 4.
        Sub-components required: Minimum 1, Maximum 1.
        • J/600/9280 - County Court Procedures and Enforcement Advice Principles
        • M/600/9287 - County Court Procedures and Enforcement Advice Principles
      • 23 -  Optional Group: L2 & L3 County Court Procedures and Enforcement Advice Practice
        Learners can include only one unit from this group.
        Credit Value required: Minimum 3, Maximum 3.
        Sub-components required: Minimum 1, Maximum 1.
        • A/600/9292 - County Court Procedures and Enforcement Advice Practice
        • T/600/9291 - County Court Procedures and Enforcement Advice Practice
      • A1 -  Optional Group: L2 & L3 Credit Management (trade, export and consumer) units
        Learners can include only one unit from this group.
        Credit Value required: Minimum 10, Maximum 10.
        Sub-components required: Minimum 1, Maximum 1.
        • D/502/0131 - Credit Management (trade, export and consumer)
          Barred unit: K/502/0214 - Credit Management (trade, export and consumer).
        • K/502/0214 - Credit Management (trade, export and consumer)
          Barred unit: D/502/0131 - Credit Management (trade, export and consumer).
      • A2 -  Optional Group: L2 & L3 Trade Credit Management units
        Learners can include only one unit from this group.
        Credit Value required: Minimum 9, Maximum 9.
        Sub-components required: Minimum 1, Maximum 1.
        • J/502/0205 - Trade Credit Management
          Barred unit: M/502/0215 - Trade Credit Management.
        • M/502/0215 - Trade Credit Management
          Barred unit: J/502/0205 - Trade Credit Management.
      • A3 -  Optional Group: L2 & L3 Consumer Credit Management units
        Learners can include only one unit from this group.
        Credit Value required: Minimum 9, Maximum 9.
        Sub-components required: Minimum 1, Maximum 1.
        • J/502/0219 - Consumer Credit Management
          Barred unit: L/502/0206 - Consumer Credit Management.
        • L/502/0206 - Consumer Credit Management
          Barred unit: J/502/0219 - Consumer Credit Management.
      • A4 -  Optional Group: L2 & L3 Export Credit Management units
        Learners can include only one unit from this group.
        Credit Value required: Minimum 9, Maximum 9.
        Sub-components required: Minimum 1, Maximum 1.
        • A/502/0220 - Export Credit Management
          Barred unit: R/502/0207 - Export Credit Management.
        • R/502/0207 - Export Credit Management
          Barred unit: A/502/0220 - Export Credit Management.
    • O  -  Mandatory Group O
      Mandatory Group O contains two groups:
      Group B is mandatory
      Group C is optional

      Credit Value required: Minimum 28.
      • B  -  Mandatory Group B
        Group B is mandatory and contains optional subgroups of credit management related knowledge, skills and competency units.
        Credit Value required: Minimum 13.
        Sub-components required: Minimum 1.
        • D/500/8917 - Organise the delivery of reliable customer service
        • 10 -  Optional Group: L2 & L3 Debt Recovery units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 3, Maximum 3.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/4052 - Debt Recovery
            Barred unit: Y/502/4047 - Debt Recovery.
          • Y/502/4047 - Debt Recovery
            Barred unit: H/502/4052 - Debt Recovery.
        • 11 -  Optional Group: L2 & L3 Rent Collections units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • D/502/4437 - Rent Collections
            Barred unit: H/502/4438 - Rent Collections.
          • H/502/4438 - Rent Collections
            Barred unit: D/502/4437 - Rent Collections.
        • 12 -  Optional Group: L3 & L4 Collections Team Management units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • A/502/4431 - Collections Team Management
            Barred unit: R/502/4418 - Collections Team Management.
          • R/502/4418 - Collections Team Management
            Barred unit: A/502/4431 - Collections Team Management.
        • 13 -  Optional Group: Applied Business Communications and Personal Skills units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 3, Maximum 3.
          Sub-components required: Minimum 1, Maximum 1.
          • A/502/4414 - Applied Business Communications and Personal Skills
            Barred unit: Y/502/4436 - Applied Business Communications and Personal Skills.
          • Y/502/4436 - Applied Business Communications and Personal Skills
            Barred unit: A/502/4414 - Applied Business Communications and Personal Skills.
        • 14 -  Optional Group: L2 & L3 Business Solutions through Creative Thinking units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/4505 - Business Solutions through Creative Thinking
            Barred unit: L/502/4501 - Business Solutions through Creative Thinking.
          • L/502/4501 - Business Solutions through Creative Thinking
            Barred unit: H/502/4505 - Business Solutions through Creative Thinking.
        • 15 -  Optional Group: L2 & L3 Communication in the Business Workplace units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 2, Maximum 2.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/1667 - Communication in the business workplace
            Barred unit: K/502/2643 - Communication in the business workplace.
          • K/502/2643 - Communication in the business workplace
            Barred unit: H/502/1667 - Communication in the business workplace.
        • 16 -  Optional Group: L2 & L3 Team working units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 1, Maximum 1.
          Sub-components required: Minimum 1, Maximum 1.
          • K/502/1668 - Team working
            Barred unit: T/502/2645 - Team working.
          • T/502/2645 - Team working
            Barred unit: K/502/1668 - Team working.
        • 17 -  Optional Group: L2 & L3 Time Management for Business units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 1, Maximum 1.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/2656 - Time management for business
            Barred unit: T/502/1673 - Time management for business.
          • T/502/1673 - Time management for business
            Barred unit: H/502/2656 - Time management for business.
        • B1 -  Optional Group: L2 & L3 Accounting units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 10.
          Sub-components required: Minimum 1, Maximum 1.
          • J/502/0124 - Accounting Principles
            Barred unit: J/502/2780 - Accounting Principles.
          • J/502/2780 - Accounting Principles
            Barred unit: J/502/0124 - Accounting Principles.
          • M/600/9743 - Accounts Preparation and Analysis
          • R/600/9749 - Accounts Preparation and Analysis
        • B2 -  Optional Group: L2 & L3 Business Environment units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 10, Maximum 10.
          Sub-components required: Minimum 1, Maximum 1.
          • A/502/2775 - Business Environment
            Barred unit: Y/502/0127 - Business Environment.
          • Y/502/0127 - Business Environment
            Barred unit: A/502/2775 - Business Environment.
        • B3 -  Optional Group: L2 & L3 Business Law units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 10, Maximum 10.
          Sub-components required: Minimum 1, Maximum 1.
          • D/502/3353 - Business Law
            Barred unit: F/502/0123 - Business Law.
          • F/502/0123 - Business Law
            Barred unit: D/502/3353 - Business Law.
        • B4 -  Optional Group: L2 & L3 Telephone Collections units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/0213 - Telephone Collections
            Barred unit: Y/502/0130 - Telephone Collections.
          • Y/502/0130 - Telephone Collections
            Barred unit: H/502/0213 - Telephone Collections.
        • B5 -  Optional Group: L2 & L3 Customer Relations and Cash Collections units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • D/502/0128 - Customer Relations and Cash Collection
            Barred unit: Y/502/0211 - Customer Relations and Cash Collection.
          • Y/502/0211 - Customer Relations and Cash Collection
            Barred unit: D/502/0128 - Customer Relations and Cash Collection.
        • B6 -  Optional Group: L2, L3 & L4 Negotiation and Influencing units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 6, Maximum 6.
          Sub-components required: Minimum 1, Maximum 1.
          • A/502/4428 - Negotiation & Influencing
            Barred unit: D/502/0212 - Negotiation and Influencing.
            Barred unit: H/502/0129 - Negotiation and Influencing.
          • D/502/0212 - Negotiation and Influencing
            Barred unit: A/502/4428 - Negotiation & Influencing.
            Barred unit: H/502/0129 - Negotiation and Influencing.
          • H/502/0129 - Negotiation and Influencing
            Barred unit: A/502/4428 - Negotiation & Influencing.
            Barred unit: D/502/0212 - Negotiation and Influencing.
        • B7 -  Optional Group: L2 & L3 Credit Application Processing units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 3, Maximum 3.
          Sub-components required: Minimum 1, Maximum 1.
          • R/502/4046 - Credit Application Processing
            Barred unit: Y/502/4050 - Credit Application Processing.
          • Y/502/4050 - Credit Application Processing
            Barred unit: R/502/4046 - Credit Application Processing.
        • B8 -  Optional Group: L2 & L3 Credit Assessment units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 3, Maximum 3.
          Sub-components required: Minimum 1, Maximum 1.
          • H/502/4049 - Credit Risk Assessment
            Barred unit: M/502/4054 - Credit Risk Assessment.
          • M/502/4054 - Credit Risk Assessment
            Barred unit: H/502/4049 - Credit Risk Assessment.
        • B9 -  Optional Group: L2 & L3 Cash Collections units
          Learners can include only one unit from this group.
          Credit Value required: Minimum 3, Maximum 3.
          Sub-components required: Minimum 1, Maximum 1.
          • D/502/4048 - Cash Collections
            Barred unit: K/502/4053 - Cash Collections.
          • K/502/4053 - Cash Collections
            Barred unit: D/502/4048 - Cash Collections.